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We prioritize finding the best financing available for your goals—not just selling a loan.
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How much can you afford? What does that monthly payment look like? Find out here.
Home Loan Options
We’re here to help you figure out which mortgage best fits your unique financial picture.
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Use our mortgage calculators to understand your options before making one of life’s biggest financial decisions.
Andy Gaston
VP of Mortgage Lending // NMLS #885648
Andty Gaston is dedicated to helping homebuyers and homeowners navigate the mortgage process with confidence. With a personalized approach and a commitment to clear guidance, Andty makes finding the right financing solution simple and stress-free.
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Why Choose Gaston Mortgage Solutions?
A Mortgage Experience Built Around You
Your home financing should feel simple, personal, and clear. At Gaston Mortgage Solutions, we take the time to understand your goals and help you find a mortgage solution that fits your needs.
- Personalized Solutions — Loan options tailored to your unique goals and financial situation.
- Expert Guidance — Clear, straightforward advice from application to closing.
- Competitive Options — Access to a wide range of mortgage programs and lending solutions.
- Local, Personal Service — A dedicated team that’s here to answer questions and keep you informed.
- A Smoother Process — Modern tools and a streamlined approach to make financing your home easier.
How the process works
Simple. Transparent. Competitive.
From your first quote to closing day, you’ll always know exactly where you stand. No surprises. No pressure. Just honest guidance and competitive financing.
Does renting or buying a home make more sense? Check out what is best for you by using our Rent vs Buy Calculator...
Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!
Buying is cheaper than renting after
If you buy a house, after 3 years it will cost you $58 more per month and $5000 more in total than if you had rented.
But you will own in equity of your home with an appreciated value of .
If you buy a house, after 3 years you will have saved $58 per month and $5000 in total than if you had rented.
You will also own in equity of your home with an appreciated value of .
Buying will never be cheaper than renting
Home equity after
1 year
years
TOTAL COST
YEARS
Costs over
Monthly Cost (after )
Yearly Cost (after )
Total Cost (after )
Rent
Buy
Difference
$0
$0
$0
Rent
Buy
Difference
$3,019
$92,453
$89,434
Rent
Buy
Difference
$3,019
$92,453
$89,434
Estimated Costs
These costs are estimated based on the information under the advanced section. You may adjust these values to suit your particular situation in order to get a more accurate estimate.
Monthly mortgage payments
$
Homeowner's insurance
$
Private Mortgage Insurance
$
HOA dues
$
Property tax
$
Home repairs
$
Renovations
$
Closing costs
$
Yearly rent increase
%
Rental insurance
$
How We Calculate the Costs
Calculating the Cost of Renting
The cost of renting is relatively straightforward to calculate. It primarily includes your monthly rent payments and a few additional expenses:
- Monthly rent payments
- Security deposit (typically equal to one month's rent)
- Renters insurance (annual premium)
- Down payment
- Closing costs (typically 2-5% of the home's value)
- Monthly mortgage payments (principal and interest)
- Property taxes
- Homeowners insurance
- Private Mortgage Insurance (PMI) if applicable
- HOA fees (if applicable)
- Maintenance and repairs
- Home improvements and renovations
- Annual home appreciation rate: %
- Annual rent increase: %
- Renters insurance: $ per year
- Home maintenance and repairs: % of home value per year
- Home improvements and renovations: % of home value per year
- Selling costs when you sell the home: % of home value
